How it Works
- Login to ALAT or sign-up if you have not.
- From the menu items, click on ''Loans''
- Read through and understands ALAT disclaimer.
- Upon successful credit evaluation and checks a loan offer is presented with duration and applicable interest based on users current risk score.
ALAT By Wema Bank will save you time with a simple account opening process. It will help you put money away easily by automating your savings. It will make sure your bills are paid on time with its scheduled payments feature. You can withdraw money from your ALAT account via an ATM without using your debit card.
The bank provides loans, savings and cash transactions and is a product by WEMA bank. You can apply for quick loans up to ₦200,000. Fast loan approval process. No bank branch, no collateral and no paperwork.
How To withdraw money from an ATM without a card
- Log into the ALAT app, click Send Money on the menu then click ATM Cardless Transfer.
- Fill in the required details and authenticate the transfer with your ALAT PIN. You will receive a pay code by email.
History. The bank was established on May 2, 1945, as a private limited liability company (under the old name of Agbonmagbe Bank Limited). Wema Bank is Nigeria's longest surviving indigenous bank. It was granted a commercial banking license and commenced banking activities during the same year.
To activate this service, say you want to make a transfer or recharge airtime, for the former, dial *945*Account Number*Amount# from your now registered Wema Bank phone number. Lastly, input your pin for confirmation. To recharge for yourself, dial *945*amount#. For someone else, dial *945*Phone Number*Amount#.
Transfer money, pay bills, check your account balance, control how your card works and do much more on your smartphone or tablet with the Wema Mobile Banking app. You can download the app from: Google Play (Android) Windows Store (Windows Phones)
To request a loan, you must upgrade your account by uploading a photo of your government-issued identity card (international passport, driver's license, national ID card or voter card) and a photo of a utility bill (not older than three months) with an address matching the contact address on your ALAT profile.
Take a photo of each document, open ALAT on your phone and click Upload My Document to upload the photo of each document. How do I get my ALAT account number? Your ALAT account number will be emailed to you. It will also be displayed on your dashboard each time you log in to ALAT.
To request a loan, you must upgrade your account by uploading a photo of your government-issued identity card (international passport, driver's license, national ID card or voter card) and a photo of a utility bill (not older than three months) with an address matching the contact address on your ALAT profile.
On such days, you can now use the *945# USSD service to buy airtime and data, send money, pay bills and check your account balance.
To complete your sign up, type in your email address, set a new password (a good password is a combination of letters, numbers and symbols), pick a security question and provide an answer you'll remember easily. That's it! Congratulations, you can now use your ALAT account.
Wema Bank Plc, commonly known as Wema Bank, is a Nigerian commercial bank.
Can you open a bank account online for free? There are free online bank accounts–both checking and savings–that require no deposit. Some banks will require you to put a little money in your account when you create it. This is called a minimum opening deposit, and it can vary based on the type of account you choose.
Download the app on Google Play (for Android phones) or on iOS App Store (for iPhone). If you're signed up on Wema Mobile, sign into ALAT with your existing login details and follow the prompts on your screen. If you're not signed up on Wema Mobile, follow the prompts on your screen to sign up on ALAT.
